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Life insurance has interesting applications beyond protecting dependents and loved ones. It can be used as a savings tool, retirement investment, and even for charitable gift giving. The best time to purchase a life insurance policy is as soon as possible. As individuals get older, life insurance becomes more expensive. It’s prudent to plan and get educated about the many uses of a life insur

Recreational vehicles (RVs) are a prized possession for millions of Americans. They allow families to enjoy economical vacations whether exploring the country or just the local campground. While vacationing in an RV is often cheaper than many hotels on a per-night basis, RVs have a number of costs that do not go away once the fun is over. Maintenance is required to keep your RV operating in tip

Mistakes can be costly in life, and it’s no different when considering an auto insurance policy. When you have the wrong insurance, you will pay more than you should. The extra cost will be seen in either the monthly premium or when you go to file a claim. It’s important to research your options well and read all the fine print. Here are five mistakes to avoid before settling on your vehicle i

If you run a business, you need Commercial Property insurance, no questions about it. Whether you lease your space, own your building, or work from home commercial property coverage is essential. Especially for small businesses that may not have the cash flow to replace a location, equipment, or precious inventory if a fire or other unforeseen event occurred. Commercial Property Insurance Expla

When people think of workers compensation, they often think of difficult jobs like mining, construction, or another job that carries the highest amount of risk for the people who work there. While every job contains some amount of risk, there are other jobs where location, equipment, and the work being done can increase the risk of employee injury. Workers compensation is employee compensation

With the holiday season right around the corner, it's almost time to unpack the festive decorations. However, homeowners should be aware that holiday decoration fires cost an average of over $19 million in property damage annually. Candles, holiday lights, and overloaded outlets have the potential to start a devastating fire. The resulting injuries and accidents not only put a damper on festivitie

Maintaining a business means spinning a lot of plates and micromanaging every aspect of day to day operations. Keeping track of every detail to the last cent is a tough job, and even then, accidents can happen, sending those plates crashing to the ground. For instance, you find out that your delivery truck has had an accident on its way to a delivery. You now face the daunting reality of invest

If you have recently decided to purchase life insurance to protect your family or for other financial reasons, congratulate yourself. Buying life insurance is often one of the best financial decisions you can make. If you have not, or are still deciding, you are in the right place. If you don’t know by now, you will soon see there are many types of life insurance policies and life insurance c

Classic cars turn heads. Whether you are driving your own classic vehicle or admiring someone else’s, classic cars are a fun and thrilling part of a car enthusiast’s life. Some people drive their classic car every day, while others prefer to keep their vehicles safe in storage. No matter what your preferences are, classic cars need the best protection that an automobile insurance policy can of

You’ve worked hard to build a home, provide for your family, and set some money aside for retirement. But, in an instant, everything you have accumulated could be in jeopardy. Accidents happen. And, if a major accident or an unfortunate event occurs, your automobile or homeowners’ policy may not be enough to protect your assets. Providing extra layers of financial protection can be accompli