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In an effort to attract a growing customer base, business owners who lease property will often improve their space. From simple changes in wall covering to extravagant custom designed upgrades, business owners and lessors alike can reap the benefits of upgrading interior spaces. Yet, without paying special attention paid to lease agreements and insurance provisions, even a minor damaging event such as a fire can leave both parties empty-handed. The relationship between lessor and tenants can be complex. Understanding how property improvements are owned, used, and insured can mean the differ

When it comes to avoiding tickets, it may seem everyone scored perfectly on their drivers test. But in reality, there may be certain driving habits you have which may actually be illegal. And when it comes to avoiding tickets and points on your driving record, there also seems to be quite a bit of misinformation floating about. Your driving record directly impacts your insurance premium. Understanding the driving laws in your state not only can save you from unwanted tickets, but increased insurance costs as well. We’ve gathered eight traffic law myths which, when debunked, can save you m

Tail insurance coverage is a good provision to have that can help keep you from paying out-of-pocket even if your policy has expired. This form of coverage allows you to file a claim after your policy has expired for acts that occurred during the time when your policy was still in effect. As a result, the policyholder will usually have to pay an extra premium or additional fee for tail coverage, which can be valid for up to one year. How Tail Coverage Works Tail insurance coverage is the same as an extended reporting period, and it may also be referred to the same way. Tail coverage is the

Companies such as Airbnb, HomeAway, VRBO, and others have made home sharing a go-to way for savvy travelers seeking to enjoy a more personal experience. For the homeowners, home sharing can be a fantastic way to generate some income from unused properties or rooms. Before you decide to rent your home, it is important to determine if you have the proper insurance coverage in place, or if additional coverage may be needed. You are, after all, inviting complete strangers to temporarily live in your house. Accidents do happen. Bad renters could entangle you in extensive damage repairs or worse,

There are no two insurance policies that are the same. A rental property Insurance policy is very important for landlords and property owners to have because it can provide an ample amount of protection when you need it most. Understanding Rental Property Insurance and Why It's Different from a Homeowner’s Policy First, it’s important to understand the difference between rental property insurance and homeowners’ insurance. A homeowner’s insurance plan provides protection for the home that you and your family live in or a secondary home that you may stay in for part of the year. Renta

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