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Whether you own your own business, lease office space, or work from home, protecting your workspace is important. You want to make sure that you have the right amount of insurance to protect your assets without breaking the bank. Commercial property insurance is one way to ensure the safety and functioning of your business, should an accident or other unforeseen event occur. Your physical space is essential to the work you do, and without it, your business can suffer. When emergencies or natural disasters occur, your physical space could be compromised. You want to make sure that you can fi

It was 1979. Disco was on the way out and “no-fault” insurance was on the way in. In an effort to reduce the adversarial nature of the claims process, Florida adopted a new concept in insurance at the time called “no-fault” coverage. The concept was simple. “No-fault” insurance was invented to reduce the friction between the insured and the insurance company. In addition, it provides coverage regardless of who was to blame. By eliminating the back-and-forth previously required to receive payment to cover medical bills, “no-fault” focused on proving money quickly for medical

Homeowners who live in regions that are often in the path of destructive storms and hurricanes usually take specific safety measures to protect their family and their property. You may have an emergency plan for severe weather conditions already in place. These plans include gathering everyone together in a safe place, bringing along a first aid kit, or storing up water and non-perishable food items. While having an emergency safety plan can be useful, as a homeowner, you should also have the right type of insurance coverage on your property to protect your investment. Some people bel

A farm truck is an essential tool that farmers rely on to keep their fields harvested and livestock fed. When a truck, tractor, or other type of farm equipment no longer works as it should, the price you must pay will be far greater than the cost of repairs. You may not be able to take care of your farm or livestock the way you once did, and that can cause you to have a drop in your income in the months ahead. For most states, insuring farm vehicles is optional. However, many farmers have concerns when it comes to keeping their costly equipment protected from harm. Since farm trucks and tra

The weather is warming up with spring break and summer travel plans beginning to form. Depending on your next trip, you may want to consider purchasing travel insurance. Purchasing travel insurance can minimize substantial financial losses resulting from: Illness Accidents Evacuations Lost luggage Missed flights Canceled tours Stolen belongings Every trip is unique. How much of your travel is non-refundable, the value of your belongings, where you will be traveling, and even your personal health plays a part in determining if travel insurance is right for you. The

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