Your small business is likely your greatest asset. Small businesses can own property and vehicles, but it is the business’s ability to generate income which matters most. And in today’s litigious world, even the smallest lawsuit can bring your business to a grinding halt. Every day, your business faces possible legal liability to another person or business due an accident or negligence. If a lawsuit for bodily injury or property damage were brought against you, a General Liability insurance policy would be there to protect you. What is Covered General Liability policies cover a br

Extreme weather and wildfires caused 2017 to be the costliest year for United States disaster relief. The hurricane region experienced three significant storms; Harvey, Irma, and Maria, while residents on the West Coast dealing with record-breaking wildfires that destroyed homes, businesses, and natural resources. Plus, there were also many other natural disasters that took place, including flooding, tornadoes, and severe storms with harsh winds. According to the National Oceanic and Atmospheric Administration, these disasters cost a total of $306 billion in damages. There were 16 natural d

For those who have lived in a hurricane-prone area for any length of time, you likely are on a first name basis with at least one storm. Whether it was Donna or Irma, Andrew or Harvey, one thing is certain; homeowners quickly learned the limitations of their insurance policy. There are many areas of the Southeast United States who have not experienced a landfalling hurricane in many years. If you live in one of these locations or moved to a recently struck town, understanding hurricane insurance is an important step in protecting one of your most valuable assets - your home. Hurricane In

Traveling is an exciting hobby that allows us to learn more about different cultures while we discover brand new places. It doesn’t matter if you visit far-away lands or if you enjoy taking a road trip to the neighboring city for the weekend, we can all enjoy the fun and thrills that go along with being a tourist. Although going away on vacation is meant to be a pleasant and peaceful adventure, unfortunate things can happen at any time. Health issues, sudden trip cancellations, and emergency evacuations can occur when we least expect them. That is why it’s crucial for any avid tourist t

Whether it’s a small backwater runabout or a 100-foot mega-yacht, owning a boat for most of us means freedom. It is the freedom to explore the open seas or search for that hidden fishing hole. Tall sails to powerboats, one thing is certain, boat ownership comes with its own set of liabilities and exposures. Fortunately, many insurance companies can provide the protection you need. Boat insurance can provide coverage for acts of nature, such as hurricanes and tornadoes. Stolen boat? No problem. Fire, freezing, and lightning are also common perils covered by boat insurance. But boat acci