Homeowners who live in regions that are often in the path of destructive storms and hurricanes usually take specific safety measures to protect their family and their property. You may have an emergency plan for severe weather conditions already in place. These plans include gathering everyone together in a safe place, bringing along a first aid kit, or storing up water and non-perishable food items. While having an emergency safety plan can be useful, as a homeowner, you should also have the right type of insurance coverage on your property to protect your investment. Some people bel

A farm truck is an essential tool that farmers rely on to keep their fields harvested and livestock fed. When a truck, tractor, or other type of farm equipment no longer works as it should, the price you must pay will be far greater than the cost of repairs. You may not be able to take care of your farm or livestock the way you once did, and that can cause you to have a drop in your income in the months ahead. For most states, insuring farm vehicles is optional. However, many farmers have concerns when it comes to keeping their costly equipment protected from harm. Since farm trucks and tra

The weather is warming up with spring break and summer travel plans beginning to form. Depending on your next trip, you may want to consider purchasing travel insurance. Purchasing travel insurance can minimize substantial financial losses resulting from: Illness Accidents Evacuations Lost luggage Missed flights Canceled tours Stolen belongings Every trip is unique. How much of your travel is non-refundable, the value of your belongings, where you will be traveling, and even your personal health plays a part in determining if travel insurance is right for you. The

In an effort to attract a growing customer base, business owners who lease property will often improve their space. From simple changes in wall covering to extravagant custom designed upgrades, business owners and lessors alike can reap the benefits of upgrading interior spaces. Yet, without paying special attention paid to lease agreements and insurance provisions, even a minor damaging event such as a fire can leave both parties empty-handed. The relationship between lessor and tenants can be complex. Understanding how property improvements are owned, used, and insured can mean the differ

When it comes to avoiding tickets, it may seem everyone scored perfectly on their drivers test. But in reality, there may be certain driving habits you have which may actually be illegal. And when it comes to avoiding tickets and points on your driving record, there also seems to be quite a bit of misinformation floating about. Your driving record directly impacts your insurance premium. Understanding the driving laws in your state not only can save you from unwanted tickets, but increased insurance costs as well. We’ve gathered eight traffic law myths which, when debunked, can save you m