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Taking out a homeowners’ insurance policy can be a simple process for many families. So simple, most homeowners don’t put much thought into the process. They know that home insurance is a necessity that they need to protect their property and personal belongings from damage or theft. But, what about those who live in areas that are prone to flooding? Will their basic home insurance policy cover damage caused by a flood, or will they need to take out additional flood insurance? The topic of flood insurance can turn the simple process of taking out a homeowner’s insurance policy on its

A good life insurance policy can provide us with peace of mind and your family with the financial assistance they will need later. Before taking out a life insurance policy, it’s important to understand the principal types of life insurance and how you can benefit from them. When it comes to purchasing life insurance policies, it’s important to understand the two types-  term and whole life. Also known as permanent life insurance, whole life can cover a wide range of categories including traditional whole life, universal life, variable universal life, and variable life. Whole life in

When embarking on a road trip, a detail that often gets overlooked is your insurance coverage. If you have your own RV, camper, or motorhome, or if you are going to be renting one, you want to make sure that you have the right kind of insurance to protect this vehicle against the accidents that could happen while you’re on your trip. From flat tires to roadside assistance, major damage to other unforeseen incidents, having RV insurance coverage could make your road trip go that much more smoothly. RV insurance is a necessary protection for anyone taking a road trip, short or long. Some ca

The cyber attacks of 2017 have been the most malicious in internet history and have to date reached $5 billion worth of damages. By the year 2021, cybercrime damages are expected to climb to $6 trillion annually. Venture capitalists invested over $7.6 billion into cybersecurity startups this year alone. The Equifax breach, which exposed the personal information of nearly 150 million people, was devastating in many ways. The executive leadership of that company actually knew ahead of time that they needed to fix the problem, but chose not to do so in a timely manner. The technical issue cou

Every year, large and small businesses alike are confronted with costly lawsuits due to professional liability allegations. According to the US Chamber Institute for Legal Reform, around 43% of small businesses face such legal battles. Unfortunately, court costs, attorney fees, and settlements could mean the end of your small business if you lack professional liability insurance. The average contract litigation costs over $90,000. Even if you're not at fault, frivolous cases could cost up to $5,000, according to the National Center for State Courts. Simple administrative mistakes by the b

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