Taking out a homeowners’ insurance policy can be a simple process for many families. So simple, most homeowners don’t put much thought into the process. They know that home insurance is a necessity that they need to protect their property and personal belongings from damage or theft. But, what about those who live in areas that are prone to flooding? Will their basic home insurance policy cover damage caused by a flood, or will they need to take out additional flood insurance? The topic of flood insurance can turn the simple process of taking out a homeowner’s insurance policy on its